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\begin{align*}F&=(1 + 0.01)^{240}\\F&=(1 + 0.01)^{240}\\

Step 1: Review the formula of compound interest final value.Step 2: Substitute data for calculation.Step 1: Review the formula of compound interest final value.

&=1.01^{240}\end{align*}Step 2: Substitute data for calculation.